What are the benefit of health insurance?

Benefits of health insurance cover

Having private health insurance is an important and cost effective method of protecting against unexpected health issues and providing you with more control over your health care, choice of services and choice of doctor. Private health insurance puts you first.

Even if you have no family or personal history of serious illness you cannot be certain that that you won’t require certain services or specialist case in the future.

People who have private health insurance have the peace of mind that comes with knowing they are covered for the best available medical treatments when and if they become necessary.

Private health insurance provides members with the following benefits:

  • Choose the doctor who is right for you private healthcare provides quick access to Australia’s best doctors and specialists. More than half of all surgery performed in Australia is paid for by Private Healthcare Funds.
  • Shorter waiting times for elective surgery.
  • You have greater control over when and where you are treated.
  • Cover for services not provided by Medicare such as ambulance, chiropractic, dental, physiotherapy, optical, dietary advice and some alternative therapies.
  • Relieves the strain on the public hospital system and frees up government funds to upgrade hospitals.

A strong health insurance sector benefits members through access to care when they need it, and all Australians by easing pressure on public hospital waiting lists. Public hospital average elective wait times have more than doubled since the year 2000.