Life Insurance Features
NobleOak offers a number of features such as guaranteed future insurability, so a person can increase the sum insured when their circumstances change, e.g. when they marry or start a family. In addition, suicide is only excluded in the first 13 months of the policy, and other typical general exclusions do not apply, such as death as a result of being under the influence of drugs/alcohol, working at heights or underground, or participating in dangerous pursuits such as motorsports, mountaineering or hang-gliding.
Other standout features include optional additional coverage including total permanent disability (TPD) cover of up to $5 million and trauma cover of up to $2 million. This can be added without the requirement for the consumer to obtain advice.